Regional. Experienced. Established.

Charter Oak Insurance and Financial Services Co. (Charter Oak) serves more than 70,000 clients across the Northeast and beyond. With regional offices throughout New England, chances are we’re right in your back yard.

Our relationship with you is about much more than financial services and insurance. It’s about children and parents, brothers and sisters, businesses and employees. It’s listening to what you have to say and putting your interests first. It’s being a part of your team and a member of your community.

Back when business was still done on a handshake and a sense of trust and partnership prevailed, collaborations like this were common. A lot has changed since those days, but we still believe what was true then is true now: we are stronger together than we are alone.

We remain connected to this philosophy in all we do. You’ll find it at the basis of our regional network of professionals, reflected in the hands-on work we do in our local communities and woven throughout our commitment to you.

Charter Oak At A Glance

Our team is made up of more than 200 professionals.

We serve more than 70,000 clients throughout the Northeast and beyond.

We help individuals, families and businesses with insurance, financial services and fee-based financial planning.

Our firm has been awarded MassMutual’s prestigious Chairman’s Trophy award for each of the past nine years.

Our client policy and account values exceed $3.4 billion(1).

We have more than $11 billion in life insurance in force(2).

All information as of 03/01/10.

(1) Includes values of MassMutual and subsidiary insurance companies’ insurance and retirement
products and investment products offered through MML Investors Services, Inc. a MassMutual
subsidiary. (2) Amount of individual life insurance in force at the end of the period related to
products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life
Insurance Company and MML Bay State Life Insurance Company.